Best Business Accounting and Bookkeeping Software (September 2026)

1

Kashoo

Top pick

kashoo.com

Best for Freelancers and small business owners·Free trial

Kashoo is cloud-based accounting software designed for small business owners and freelancers who want a straightforward way to manage finances without extensive accounting knowledge. It offers features such as invoicing, expense tracking, bank feed reconciliation, and financial reporting. The interface emphasizes simplicity, automating categorization of transactions to reduce manual bookkeeping work. Kashoo supports multiple currencies and can generate reports useful for tax preparation and cash flow monitoring. It is typically used by sole proprietors, micro-businesses, and small teams that need core accounting functions without the complexity of larger enterprise-focused platforms.

• Invoicing
• Bank feed reconciliation
• Expense tracking

2

MYOB

myob.com

Best for Small to mid-sized businesses in Australia/NZ·Free trial

MYOB is accounting and business management software aimed at small and medium-sized businesses, primarily in Australia and New Zealand. It offers invoicing, expense tracking, payroll, GST/BAS reporting, inventory management, and bank feed reconciliation. The platform includes tools for job costing, payment collection, and financial reporting, with mobile app access for managing accounts on the go. MYOB integrates with various third-party business applications and supports multiple users, making it suitable for businesses that need payroll compliance and tax reporting tailored to local regulatory requirements.

• Payroll and GST/BAS reporting
• Invoicing and bank reconciliation
• Inventory and job costing

3

KashFlow

kashflow.com

Best for UK small businesses and accountants·Free trial

KashFlow is a cloud-based accounting platform aimed at small businesses and sole traders in the UK. It covers invoicing, expense tracking, VAT submission, payroll and bank reconciliation, with support for Making Tax Digital compliance. The software includes reporting tools and integrations with payment providers and other business applications. Accountants and bookkeepers can manage multiple client accounts through a dedicated practice view. KashFlow is developed by IRIS Software Group and is suited to businesses seeking straightforward bookkeeping without extensive accounting expertise.

• Invoicing and expense tracking
• VAT and Making Tax Digital support
• Payroll management

4

Sage Business Cloud Accounting

sage.com

Best for Small businesses and sole traders·Free trial

Sage Business Cloud Accounting is an online accounting platform designed for small businesses and sole traders. It supports core financial tasks such as invoicing, expense tracking, bank reconciliation, and cash flow monitoring. The software offers VAT and tax reporting features suited to regional compliance requirements, along with basic inventory tracking. Accessible via web and mobile apps, it allows business owners and bookkeepers to manage accounts from multiple locations. Sage also provides integrations with payment processors and other business tools, making it a fit for businesses seeking straightforward, cloud-based bookkeeping without the complexity of larger ERP systems.

• Invoicing and expense tracking
• Bank reconciliation
• VAT and tax reporting

5

Sage Intacct

sageintacct.com

Best for Mid-sized companies with multi-entity accounting needs·Free trial

Sage Intacct is a cloud-based financial management platform offering core accounting functions such as general ledger, accounts payable and receivable, cash management, and multi-entity consolidation. It includes reporting and dashboard tools for tracking financial performance across departments, projects, or locations. The platform supports integrations with CRM, payroll, and other business systems, and offers industry-specific features for sectors like nonprofits, professional services, and healthcare. It is typically used by finance teams at mid-sized organizations and growing companies that require more advanced multi-entity or multi-dimensional accounting capabilities than entry-level accounting software provides.

• Multi-entity consolidation
• Financial reporting dashboards
• Accounts payable/receivable automation

6

Bill.com

bill.com

Best for Small to midsize businesses and accounting firms·Free trial

Bill.com is a cloud-based platform for managing accounts payable and accounts receivable. It allows businesses to automate invoice creation, bill approvals, and payment processing, reducing manual data entry and paper-based workflows. The platform supports integrations with accounting software such as QuickBooks, Xero, and NetSuite, enabling synchronized financial records. Features include customizable approval workflows, payment tracking, and vendor management tools. Bill.com is generally suited for small to midsize businesses and accounting firms seeking to streamline financial operations and improve visibility into cash flow across multiple clients or departments.

• AP/AR automation
• Approval workflows
• Accounting software integrations